. >> is obama care a problem? >> it is -- it is going -- i think it is going to be a problem at some point. there's still a lot of unknowns with what obama care is going to mean to most. the average moe's franchisee has 25 employees. if i'm a franchisee with one restaurant it won't affect me with the 50 basis employee base. if i have ten restaurants, it is -- absolutely going to affect. we are thinking somewhere in the neighborhood of 5% to 7% of labor cost. we can see a negative increase there. >> some people are -- some companies are charging their employees more because of obama care and other companies are limiting the amount of people they hire. are you doing either of those? >>, no we are not. we have a wait and see mentality right now. our job is to educate the franchise community and keep them informed and educated so they can take the right decisions when those times come. right now we are not doing anything. we are not taking any -- drastic action with obama care. >> i want to ask you if your growth is l